model retirement portfolio growth

Our model retirement portfolio continues to produce solid, steady, and growing income for our subscribers. Our portfolio easily beat the market in real cash returns as we once again generated over 4% in dividend income for the year.

For those of you who are unaware of our portfolio service, we provide our members with a model retirement portfolio to follow that is designed to pay out at least 4% in dividend income each year as well as increase that dividend income annually. We provide monthly updates to our members to keep them informed about the stocks in our portfolio and we also provide buy/sell recommendations that will increase your annual dividend income and/or capitalize on strong price gains. Check out what our members who followed our model retirement portfolio achieved in 2017.

Total Return

The total return of the 4% Portfolio in 2017 was 13.7%, a solid return for the year. The 4% Portfolio is not focused on total return though, the primary goal is to generate a safe, reliable, and increasing income stream for our members. We are happy to report that of our total return, dividend income has made up…

Return From Dividends

… 4.9% of the 13.7% total return. Members once again pocketed well over 4% in real returns in the form of dividend income. That is cash that goes straight to their bank accounts without them needing to reduce their investment principal. We generated over 160% more income than the S&P 500 index.

Dividend Increases

Our portfolio isn’t just based on current yield. We focus on companies who also have a history of increasing their dividend payment year after year. Inflation can be a destructive force in retirement. The goal of our portfolio is to not just counteract the effects of inflation but to exceed those effects. Our portfolio had 27 dividend increases in 2017 as well as 3 substantial special dividendsThese increases came through routine dividend increase announcements as well as a few strategic buy/sell recommendations.


Although our portfolio is intended to be fairly static, we cannot ignore times when we can sell a position for a solid gain or to move that money into another higher yielding stock. We made three buy/sell recommendations in 2017 that resulted in an average 43% increase in dividend income in the new positions when compared to the income that was previously being generated by the stock we recommended selling. And we made these moves without sacrificing the portfolio’s diversification and overall risk.

We are happy with our results in 2017 and look forward to what 2018 has to offer. While it’s hard to predict what total return we will achieve in 2018, we are quite confident that we will continue to see 4%+ in dividend income with consistent increases announced throughout the year.

Are you ready to take control of your retirement! Then sign up now! Not a member and have a question about our service? Please don’t hesitate to contact us and ask. You can learn more about our investment philosophy, or see why we think the 4% Portfolio is a better option to typical retirement investing strategies.


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